People keep chuckling when I say the transaction is cursed. I wish you would believe me. Six weeks in this house and we’re back to the flood insurance saga.
On Saturday, we received a letter from the flood insurance people (remember when we had to get flood insurance for the flood zone we weren’t in?) and they said we don’t actually have the coverage we’re paying for because they need the dimensions of our crawl space.
Two surveyors so far have told them we don’t have a crawl space, and therefore we cannot provide the dimensions. My Patient Husband, after Patiently explaining this to the flood insurance people, provided them the phone, fax and email info for our surveyor to have them call and verify that no, we have no crawl space.
Clearly they did not do their jobs, because we received this letter.
It gets better. See, we’ve always gone with Geico insurance (they’ve been good to us) but apparently they don’t write their own flood, so they have us going to another agency for that. Passing the hassle along to us, so to speak. Because either they never got the information or else they didn’t pass it along. So for the first time, I spoke with the other agency.
The woman there mm-hmmed sagely when I explained that we were cursed, and she emailed me the forms I need to fill out to state the size of our non-existent crawl space and why the builders didn’t obtain a variance to build a house in a flood zone that didn’t exist. She wants me to fax them back.
A word about fax machines: does everyone in the United States have a fax machine except for us? Because every single person I’ve dealt with regarding this cursed transaction has requested that we fax something to them. And they were all surprised when I said we didn’t have one. Have I missed the memo (because it was faxed)? Is life without a fax machine akin to not having indoor plumbing?
At any rate, she assured me the curse on my transaction could be lifted if I fill out the form, scan and email it to her, and then mail in the real form afterward. Heaven only knows what they’ll do when I fill in that the crawl space is zero-point-zero-zero in size. I imagine we’ll wait another six weeks and find out that no, we’re still not covered for flood because they tried to divide by zero and had to close down operations until they could reboot all their computers.
Would anyone mind faxing the real estate industry a clue?